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About Us

Born in 1990.

We are not only your Nationwide Agent but we’re now a fully independent insurance agency. What does this mean for you? More solutions to help you protect what matters. What hasn’t changed? The trusted advice and personal service you count on. Contact us today to see how we can help.Not all companies are the right fit. As an Independent Agency we offer multiple lines of insurance, via multiple insurance companies to find the right company for you and at a reasonable cost. We are able to insure Automobiles, Homes, Commercial Businesses, Workers Comp, Tenants, Motorcycles, Boats, Mopeds, Jewelry, Bonds, Special events and Life insurance.

Our Mission

As your local Independent Agency we proudly protect individuals, families and businesses since 1990. We have licenses in Maryland, VA, NC, PA, WV, TN, DC, OH, DE. So as you grow or move, we can always be there.

Giving Back

Giving back to our community is an important part of what we do. Our agency strives to make a lasting impact in the community. We have supported a variety of local charities by volunteering in the community and fundraising events ranging from food and clothing drives, stocking animal shelters to volunteering at the local Greek Festivals. Follow us on facebook to get updates on these events.

An Independent Advantage

We are Independent Agents in Laurel, Maryland, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. The Halkos Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

5 stars all the way!

Mario J

We've been clients for 20+ years.

Jennifer M

Great customer service and very responsive!

Karan H

I've been a client for years with Halkos agency...

Diane W

I’m never disappointed at the outcome when I speak to anyone from the agency.

Jeanette H