Halkos Insurance Agency Blog
View the latest blog posts from Halkos Insurance Agency.
Friday, September 1, 2023Buying home insurance is a key step in protecting your assets. But premiums cost money, and you’ll likely also likely want to limit those costs if possible. Depending on your current policy, you have ways to cut back on the cost of insurance without giving up the coverage you need. READ MORE >>
Thursday, August 3, 2023Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Wednesday, July 5, 2023Many people are shocked to find out how expensive it is to add a teen driver to their auto insurance policy. There's a reason for the extra expense; new drivers are prone to making more claims on their policies. To help keep your car insurance premiums as low as possible after adding your teen, try these tips: READ MORE >>
Friday, June 2, 2023Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>
Thursday, May 18, 2023Home insurance is required if you have a mortgage on your home, but that does not mean you can’t find ways to save money on your homeowners insurance policy. Here are several ways you can pay a lower price for great coverage. Ask. You never really know until you ask, right? READ MORE >>
Thursday, May 4, 2023Your condominium policy covers various items: - Contents or personal belongings. - Any improvements or betterments you have made to your unit such as new flooring and cabinetry. - Loss Assessments. - Liability - Loss of use If anyone tells you that you do not need to purchase condo insurance that is incorrect. READ MORE >>
Wednesday, April 19, 2023Buying home insurance is a key step in protecting your assets. But premiums cost money, and you’ll likely also likely want to limit those costs if possible. Depending on your current policy, you have ways to cut back on the cost of insurance without giving up the coverage you need. READ MORE >>
Monday, March 6, 2023Both new homeowners and veteran homeowners can fall into common pitfalls when it comes to homeowners insurance. Homeowners insurance isn’t always straightforward, and mistakes are often made when it comes to coverage and compensation. Make sure you don’t fall into these common mistakes with your home insurance policy. READ MORE >>
Thursday, March 2, 2023Where was the last public place you visited that had Wi-Fi? These days, nearly every coffee shop, library, airport and hotel offer a way to access the internet from your cell phone or other mobile device. That means the information you have on your phone could be available to hackers in the area – unless you’ve taken steps to protect your data. READ MORE >>
Monday, February 6, 2023You might rent your home, and while searching for the right place might have faced the question of whether you need to buy renters insurance. You might not know why you need this policy since you do not own the home you live in. In fact, there are many reasons to buy renters insurance. READ MORE >>
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