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Halkos Insurance Agency - A Family Owned Independent Insurance Agency

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Halkos Insurance Agency Blog

View the latest blog posts from Halkos Insurance Agency.

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Tuesday, January 3, 2023

Types of Auto Insurance You Need to Know

You probably already know that you need auto insurance in order to stay street legal, but how much do you know about the types of auto insurance that are available? It’s certainly not a one-size-fits-all policy, and there are numerous coverage options and limits to choose from when building a policy that suits your needs. READ MORE >>

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Thursday, December 8, 2022

BOP Insurance Can Protect Your Assets: Building, Equipment, Furniture, and Inventory Protection

Investing in business insurance makes good financial sense. Most companies recognize the risks they face in situations such as a fire or a lawsuit filed against them. However, it takes only a single incident like this to occur for you to realize just how financially devastating such an event can have on your company’s finances. READ MORE >>

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Monday, November 7, 2022

How Much Renters Insurance Do You Need?

Renting a house makes life a lot easier than renting an apartment. Generally, you’ll have more space, fewer neighbors and you can enjoy having family and friends over without limitations. However, renting a house doesn’t afford you the ability of foregoing renters insurance. READ MORE >>

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Thursday, October 6, 2022

5 Things You Need to Know When Buying Homeowners Insurance

Buying homeowners insurance is one of the best ways to protect your valued assets. However, it’s important to understand the ins and outs of your policy before signing any paperwork. Talk to your independent agent about the following five aspects of homeowners insurance.  READ MORE >>

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Tuesday, September 20, 2022

Deter Thieves from Damaging Your Car

HIDE IT!  LOCK IT! LOSE IT! Deter thieves from damaging your car.  Avoid smash and grab. Do not keep valuables in your car and if you do, don’t keep them in plain sight. Reminder, your auto policy does not cover personal belongings stolen from your car.     READ MORE >>

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Thursday, September 1, 2022

Three Mistakes To Avoid When Buying Auto Insurance

It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you're a brand-new driver, or just want to make sure that you're getting the best insurance you can buy, ... READ MORE >>

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Tuesday, August 16, 2022

Are You Covered By Workers Compensation Insurance When Working From Home?

Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home?  If you're a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. READ MORE >>

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Tuesday, July 26, 2022

Understanding Common Homeowners Insurance Exclusions

Most people purchase homeowners insurance because the mortgage lender requires it. While you may be aware of how homeowners insurance can benefit you, do you know what your policy excludes?   Standard Homeowners Insurance Does Not Cover Flood Damage  READ MORE >>

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Thursday, June 23, 2022

Practical Hurricane Home Preparedness

The destruction hurricanes can bring might result in incalculable property losses. To the individual homeowner, they might prove devastating. So, what can you do in the meantime to make sure you’re ready in case one threatens?  Step One: Review Your Homeowners Insurance  READ MORE >>

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Tuesday, June 7, 2022

Is Flood Insurance Necessary?

Hurricane season is fast approaching. Is flood insurance really necessary? The short answer: yes. Here are the facts: - Flood insurance is recommended since flood insurance is typically not covered by your homeowners policy.  - More than 40% of flood insurance claims come from outside of high risk areas. READ MORE >>

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Laurel, MD 20707

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