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Travel Insurance Information
When it’s time to book your next trip, don’t forget about purchasing travel insurance. Although you don’t want to plan on something bad happening, such as lost luggage or canceled flights, purchasing travel insurance can provide a financial cushion. Contact Halkos Ins Agency to learn more about how travel insurance could help protect you.
What Is Travel Insurance?
Travel insurance covers unexpected events that can occur before or during your trip. These events include trip cancellations or interruptions, medical emergencies, lost or stolen luggage and other unexpected events. Travel insurance can be purchased for domestic and international trips and tailored to meet your specific travel needs.
What Does Travel Insurance Cover?
The coverage provided by travel insurance can vary depending on the policy and the insurance provider. However, most travel insurance policies will provide coverage for the following:
- Trip cancellation or interruption—This portion of a travel insurance policy may provide partial or full reimbursement for nonrefundable expenses if you need to cancel or interrupt your trip due to a covered reason such as illness, injury or death.
- Medical emergencies—This portion of a travel insurance policy may reimburse medical expenses incurred while traveling, including hospital stays, doctor visits and prescription medications, as traditional health insurance policies may not include coverage for medical expenses outside of the country or your plan’s network.
- Lost or stolen luggage—This portion of a travel insurance policy may reimburse lost or stolen luggage or personal items, including electronics, jewelry and other valuables.
- Flight delays or cancellations—This portion of a travel insurance policy may reimburse additional expenses incurred due to flight delays or cancellations, such as meals, accommodations and transportation.
- Emergency evacuation— This portion of a travel insurance policy may provide reimbursement for emergency medical transportation, including medical evacuation by air ambulance or medically equipped flight.
It is important to read the policy details carefully to understand what is covered and excluded from your travel insurance policy.
What Travel Insurance Coverage Should You Get?
The travel insurance coverage you should get depends on several factors, including the type of trip you are taking, your destination and your personal needs. If you are taking a short domestic trip, you may only need basic coverage such as trip cancellation, interruption, and medical emergencies. In contrast, if you are traveling internationally or taking a longer trip, you may want to consider additional coverage such as lost or stolen luggage, flight delays or cancellations and emergency evacuation.
Work with Halkos Ins Agency to determine what types of travel insurance you may need and how much coverage you should purchase.
Get Travel Insurance Today
Travel insurance covers unexpected events that can occur before or during your trip. Don’t hesitate to find out how this insurance can financially protect you ahead of your upcoming vacation. Call Halkos Ins Agency today to get started.