Halkos Insurance Agency - A Family Owned Independent Insurance Agency

Halkos Insurance Agency - A Family Owned Independent Insurance Agency

Call Us 301-206-5464 ☰ ˟
Logo
  • Our Products
    • Auto Insurance
    • Business InsuranceImage of right arrow
      • Contractors Insurance
      • Cyber Liability Insurance
      • General Liability Insurance
      • Umbrella Insurance
      • Workers Compensation Insurance
    • Homeowners Insurance
    • Jewelry Insurance
    • Life Insurance
    • Flood Insurance
    • Recreational Vehicle Insurance
    • Specialty Automobile Insurance
    • Home Warranty
  • Get A Quote
    • Auto Insurance
    • Business Insurance
    • Flood Insurance
    • Homeowners Insurance
    • Life Insurance
  • Resources
    • Certificate of Insurance
    • Payment/Claims
    • File a Claim
    • Insurance Glossary
    • Pay My Bill
    • Refer a Friend
    • How to Lower Your Auto Insurance Rates
  • Blog
  • About Us
    • About Us
    • Careers
    • Our Carriers
    • Our Location
    • Privacy Policy
    • Nationwide Coverage
    • The Independent Agent Advantage
  • Contact Us
    • Contact Us
    • Join our Newsletter
  • Referral Partners
  • Call Us 301-206-5464
Home > Blog > Three Mistakes To Avoid When Buying Auto Insurance
THURSDAY, SEPTEMBER 1, 2022

Three Mistakes To Avoid When Buying Auto Insurance

It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you're a brand-new driver, or just want to make sure that you're getting the best insurance you can buy, here are three of the most common mistakes that you'll want to avoid next time you buy a new policy: car driving on the road

  1. Buying the legal minimum protection. In most states, the only legal requirement for auto insurance is liability. This is the insurance protection necessary to cover the other driver if you are found to be at fault in an accident. Liability-only coverage means no comprehensive or collision protection. It also leaves nothing to protect you against theft or vandalism. Buying the legal minimum of protection legally implies that you’re willing to pay for these costs out-of-pocket. Additional protection can be considerably more affordable than you'd expect. So, it's worth looking through your options and getting more protection — even if you don't think your car is anything special. 
  2. Shopping exclusively on price. Just because an insurer can offer you the lowest price doesn't mean they're your best option. Look up your insurer on websites like the Better Business Bureau and find out if they pay claims on time, if they're easy to work with, if they deal fairly with their customers. Look at your policy and make sure it provides a level of protection that you're comfortable with no creative exclusions. 
  3. Leaving your insurer uninformed. Anything your insurer might need to know, tell them. If you initially told them that you were driving five minutes to and from work, and now you're commuting twenty minutes, let them know. If you had to rehaul the engine, or if you got married and now your spouse drives the car sometimes, let your insurer know. The only way that your insurer can guarantee adequate coverage is if they know what you're driving, where you're driving it, and who else might be behind the wheel. 

It doesn’t have to be difficult to get the best insurance coverage at great prices. Don't be afraid to put a little time and effort into the process, know what you're buying, and know who you're buying from. 

Posted 12:46 AM

Tags: auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • auto insurance(6)
  • home insurance(5)
  • life insurance(4)
  • renters insurance(3)
  • flood insurance(2)
  • general liability insurance(2)
  • bop insurance(2)
  • business(2)
  • car insurance(2)
  • business insurance quiz(1)
  • liability(1)
  • general(1)
  • workers compensation insurance(1)
  • paperless(1)
  • additional(1)
  • owners(1)
  • property(1)
  • bop(1)
  • hurricane season(1)
  • comprehensive coverage(1)
  • professional(1)
  • insurance(1)
  • cyber(1)
  • eco-friendly(1)
  • coverage(1)
  • policy(1)
  • homeowners insurance(1)
  • commercial auto insurance(1)

View Mobile Version

Get In Touch!
301-206-5464

Contact Us
Facebook Google Maps Instragram Twtter Facebook Like

Resources

  • Quotes
  • Certificates of Insurance
  • Payments & Claims
  • About
  • Refer
  • Blog
  • Contact

Contact Us

8635 Cherry Lane
Laurel, MD 20707

P: 301-206-5464 |Alternate: 301-490-5300 | info@halkosinsurance.com
© Copyright 2021. All rights reserved. | Powered by Insurance Website Builder